Bill Losey is a highly sought-after adviser, educator, and author. He has nearly 20 years’ experience in the financial services industry. He’s a certified financial planner, a certified senior adviser, and certified RSP-trained retirement coach. He’s the founder of National Retirement Planning Month. He publishes Retirement Intelligent, an award winning newsletter that reaches thousands of subscribers worldwide. And he’s the author of a fantastic new book called “Retire In a Weekend: The Baby Boomer’s Guide to Making Work Optional.”

This interview is the first in a series of 12 interviews I have conducted with true experts.  I am so excited about the value of the information provided by each of these extraordinary people, I just could not wait to share this one with you.

In this interview, Bill provides pragmatic advice and practical steps which help you create the retirement of your dreams beginning right now.

Whether you are 30, 60, or 70, following the financial strategies Bill outlines in this interview will guarantee that you have everything you need financially to create the abundant retirement you desire.

He likes to say ‘life is too long NOT to be doing those things that are fun and rewarding” and explains why it is so vital to begin with a clear image of what, outside of money, is really important to you.   

Bill Losey “America’s Retirement Strategist”

I am always interested in knowing whether or not the information I am providing you is useful.  Please comment on this blog and let me know how you like this post.

I am standing for all that is possible for you.

Sincerely and gratefully,

Steve

Your Retirement Success Champion

PS - I invite you to share this post with your friends and family.  I promise you they will thank you for it.

I usually limit my blogging to 3 days a week, but this morning I was so inspired by what I just finished reading I wanted to share it with you right away.

As I mentioned yesterday, I read between 4 and 6 books a week.  I recently completed a book called “Increasing Your Financial IQ - Get Richer By Getting Smarter” by Robert Kiyosaki.  In my opinion it is a must read for any resposible adult.

The excerpt from the book I read in an article this morning is what inspired me though.  I have adapted it here:

“Learning at an early age that we all have money problems - no matter how rich of how poor we are - is an important lesson.  Many believe that if they had a lot of money, their money problems would be over.  Little do they know, having lots of money just causes even more money problems.

The world is full of people who win millions and then end up deeply in debt just a few years later.

Money alone won’t solve your money problems.  That’s why giving poor peopl does not solve their money problems.

Hard work won’t solve money problems.  The world is fileld with hardworking people who have no money to show for it; hard working people who earn money yet grow deeper in debt needing to work even harder for even more money.

Education won’t solve money problems.  There are plenty fo highly educated poor people.

A job won’t solve money problems.  There are millions who earn just enough to survive but cannot afford to live happy and satisfied.  Many people with jobs can nto afford their own home, adequate healthcare, education, or even set aside enough money for retirement.

What CAN solve money problems is financial intelligence.  The truly financially wealthy take on financial problems and know that solving them will increase their financial IQ.”

I write a great deal about the personal and spiritual growth necessary to experience true and complete success. 

I know from personal experience that having lots of money does not, in and of itself, create the gratification and accomplishment of success.

As I describe in my free reports, “The Secret to Astonishing Entrepreneurial Success“, and “The Secret to an Abundant, Joy-Filled Retirement“, once you find you purpose, you must get into commited action to fulfill it and realize the successful and abundant life you desire.  

I also note in these reports that you will want to do a skills assessment and create an action plan to develop the skills necessary to maximize purposeful accomplishment of whatever you are truly and passionately commited to.

Developing your financial IQ is part of the action process. 

As I wrote about in my article yesterday, there is a champion within you. 

Let me encourage you to take on the Goliath of financial ignorance to accelerate your personal success.

Have an amazing day. 

Gratefully and Sincerely,

 Steve

“Your Success Champion”

PS - Please feel free to comment on this or any article.  I am always open to hearing what you want to know about.

PPS - I will be back on Friday with the next of the 4 Success Saboteurs.

Chris Cade, a frequent visitor to the Champion Success Blog reminded me of a fantastic book I read some time ago called “A Champion Lives Within“.

I rifled back through my library and found the copy that my uncle had given me years ago.  I re-read it and was reinvigorated and inspired to share it with you.

In it, author Boyd C Matheson shares the story of the five ‘principle’ stones that it took for David to slay Goliath.  After defeating Goliath, you may already know that David become a champion of everything he did amassing large sums of wealth and riches.  He was loved by everyone in the kingdom.

It is a wonderful reminder that we all can indeed live the limitless and successful life of a champion.

Matheson writes:

“…the Champion in David didn’t rest with just one victory.  He kept his stones close by and lived the principle that each one conveyed. David was not only a champion of the king’s army, but by using what he had learned, he became a champion teacher, a champion salesman, a champion builder, and more.  He was successful in each thing he did.”

Matheson reminds the young character in the story as I remind you:

“…you have been given all that you need to slay the Goliaths of this life and become a great champion.  Remember to review the message written in this booklet often, and always keep the five stones near you to remind you of the five key phrases that will assure success and happiness.”

The Five Key Phrases (stones) are:

“I Am Different From Everyone: 

I am unique.  No one in the world is like me.  I am proud of who I am and my unique qualities.  The world needs me to be me.  I don’t worry that I don’t have all the talents that others have.  I am different from every other of God’s creations and I am the only one who can perform the mission God sent me to do.  I am valuable because I am me.

I Am A Person Without Limitations:

I have the potential to accomplish anything I really put my mind to.  I am not afraid of failure.  I love a challenge.  I write down specific goals for myself.  I attach a goal line to each of my goals.  I visualize myself reaching each goal.

I Am Satisfied Only With My best Effort

I enjoy the feeling I get when I know I have given my all.  I understand that I do not have to be the victor in order to be a champion.  I always give my very best, that I may avoid the dark valleys of mediocrity and enjoy the bright sunshine on the peaks of success.

I Am Determined To Succeed

Never, never will I give up!  I continue to strive for success even when the road is hard.  I don’t let discouragement pull me off of my designed course.  I constantly hope, dream, struggle, and work with determination to become a champion.  I know that determination is worth far more than natural ability.

I Am A Champion

I believe in me.  I believe in who I am and in what I can become.  I don’t allow others to determine my view of myself.  I am a champion.  I think positvely and know that the champion that lives within me will emerge in greatness and glory.”

With these five stones of wisdom you can slay the giants (limiting beliefs) of mediocrity, discouragement, failure and all the other Goliaths that will attempt to destroy your destined success.

Lastly and perhaps most importantly Matheson reminds us:

“In order for you to succeed and be a champion of life, love must be at the center of all you do.  If you have not love for each of your fellow men, the five stones which you possess are worthless.  Love all and do nothing save it be with love.”

In a future post I will share 5 ways you can incorporate these powerful keys into your daily life.

Thank you for your visit today.

Sincerely and Gratefully,

Steve

www.championsuccess.com

PS - As always I look forward to your comments.

PPS - Visit Chris Cades web site: http://www.spiritual-short-stories.com/index.html.  He has volumes of terrific stuff there, all of which equip you to live a champion’s life.

Often heralded as crusaders committed to improving society and making money in the process, entrepreneurs are people who operate a new enterprise or venture and accept full accountability for the inherent risks associated with it. 

By their very nature successful entrepreneurs are wired a little differently from most. 

They often operate outside of the conventional and blaze radical new success paths for others to follow. 

Usually beginning with nothing more than an inspiration or an idea they often “go it alone” for a time developing a strategy, researching the market and so forth. 

Understanding the universal Law of Attraction they intuitively know to focus their internal energy through affirmative focused thought, visualization, and meditation to engage a deep subconscious purposeful commitment to an accomplishment. 

As the idea takes shape, they share the idea openly to enroll the energy of others to aid in the manifestation of the desired outcome.

However, because of these traits, entrepreneurs are particularly susceptible to an insidious assortment of challenges to productivity and accomplishment. 

The key difference between highly successful entrepreneurs and others is that they do not become subject to them to these challenges.  

Instead, they innovate personal behavioral practices that equip themselves to conquer them.

In this multipart series I will identify the 4 of the most common success saboteurs and offer 4 techniques that will help you prevail over them:

Saboteur #1  Multitasking

It is in an entrepreneur’s nature to enthusiastically take on a continuously growing collection of projects and tasks.  The urge to multitask can be overwhelming at times. 

Do you find yourself clicking from window to window on your computer writing articles, checking and responding to emails and browsing the web in frenetic time slices? 

Is your office cluttered with 3, 6, 12 or more projects in progress? 

Are you proud to identify yourself as a “multi-tasker”?

The fact is multitasking is not a badge of honor. 

It is instead a silent saboteur of your productivity and success.

While it may feel like you are busy and doing a lot of work, I believe at the end of the day you will find that, while there may be lots of checks on a task list, the accomplishment of your purposeful commitment will be completely lacking.

Have you ever gotten to the end of the day feeling exhausted and spent, looked back and felt like, even your did a lot, you did not accomplish much?

If so, you have been a victim of the Multitasking saboteur.

Multitasking is clearly the most prevalent and insideous saboteur.

Stop back next week to learn how you can, once and for all, defintively capture this success assassin.

Please share your comments.  I would like to hear you ‘multi-tasking’ story.

Gratefully,

Steve

www.championsuccess.com

Beginning in early childhood, we are taught that success in life, especially entrepreneurial success, requires hard work, long hours and sacrifice. 

This set of attitudes and beliefs are reinforced throughout our lives, into adulthood, and unfortunately significantly impact the decisions we make about pretty much everything in life, especiall when choosing a profession or vocation.

People often envision entrepreneurial successes as people who are particularly talented, exceptionally intelligent, and/or more committed and productive than most.  While successful entrepreneurs may indeed exhibit many of the attributes, these are actually not the characteristics that ultimately determine their success. 

Whether they realize it or not, highly successful entreprenuers have an incredibly powerful secret weapon hidden deep within their subconscious minds.

In the free report, “The Secret to Astonishing Entrepreneurial Success” I provide evidence that the beliefs that determine what manifests in your experience are not your conscious beliefs.  Instead, the subconscious mind is in determining the outcome.

In his most recent book, The Key, Dr. Joe Vitale writes; “In short, you live in a belief-created universe.  To change your results, you have to change your unconscious beliefs.  That’s the area where you have to get clear.”

While conscious visualization and affirmation may be good and useful activities that help inspire and motivate you into action, these thoughts are not directly responsible for accomplishing the outcome you envision.   It is not sufficient to think positively, visualize, and meditate about what you want.

Any conscious intention you set to succeed, whether in business or otherwise, will be frustrated and possibly completely thwarted by counter-intentional beliefs that are lurking within your subconscious mind. 

If your subconscious beliefs are not aligned with your conscious intentions, success will continually allude you.

As I pointed out in my previous post, “The You in Success“, attending to developing yourself is of primary significance in the pursuit of success.  

Certainly this involves developing the professional skills necessary to perform certain tasks.  And, it indeed does involve regular and consistent visualization and affirmation of your desires. 

But ALSO requires the regular and consistent discipline of clearing or eliminating subconscious counter-intentional beliefs as an activity of primary importance.  

When you are clear of subconscious limitation, literally anything and everything is possible for you.  

Once clear of subconscious limiting belief your astonishing success is assured. 

There are dozens of clearing techniques available to you.   

The Emotional Freedom Technique (EFT) is widely recognized as being particularly useful in clearing subconscious negative emotions that manifest as physical illness or ailment.  It is equally as effective in clearing the subconscious of limiting beliefs about your ability, worthiness, or deservingness to succeed.

There is a fabulous new DVD available entitled “Try It On Everything”.  My wife, Kimberly, my daughter Madeline, and I watched is this morning over breakfast. 

You should definitely get a copy.  It is just another tool in your arsenal for attaining the astonishing success you desire.

Pick up a copy at:  http://www.tryitoneverything.com/

I wish you limitless abundance,

Steve

http://www.championsuccess.com/

PS - Once you have watched the film, please come back by and comment here on my blog.  You will be helping others achieve the success they desire by doing so.

PPS - If you want to learn more about this amazing technique and see the clinical evidence of its limitless power to heal, go to www.emofree.com.

If you have ever attended persional development seminars hosted by masters like Jim Rohn, Zig Ziglar, or Tony Robbins, there is no doubt you have heard the saying:

“You must work on yourself more than you do your business.”

I can almost hear you nodding your head in recognition.  Bet let me ask you; what does this really mean?

What you actually DO to accomplish this?

This is what I mean:

A knowledge worker is, in brief, someone who works with his mind.  His work environment is either an office or home office.  His work consists of the application of knowledge skills in the production of output that contributes to the growth of a business of some sort.

The average knowledge worker works between 8 and 10 hours a day.  He typically rises at 6, completes a morning routine of some sort, showering, shaving, grabbing a bowl of cereal and/or coffee and gets to work at about 8.  He works throughout the morning on various projects attending meetings and the like, takes a break in the morning, lunch mid day, a break in the afternoon, and quits for the day some time between 5 and 7 in the evening.  He commutes home, greats the wife and kids, has a little dinner, watches a few sitcom reruns and hits the sack between 10 and 12.

Generally speaking this works out ok for the knowledge worker.  He gets his work assignments from his manager, does what needs to be done to keep his job, gets his pay-check and lives happily ever after, or not.

Unlike the seasoned entrepreneurial success, upstart entrepreneurs often model their days from this circa 1960’s model of business.  They may make one exception.  They may work longer hours.  More like 12 to 16 a day instead of 8 to 10.  And they typically do it because they think they have to.

If you fall into either of these catagories and can even remotely identify with this description then let me ask you:

If you accept the adage above about working more on yourself than on your business, and if your schedule is similar to what I described, then where is the time required to work on yourself ?

I mean, how do you work more on yourself if you never take time to do it?

Often times, as I work with new coaching clients and begin to encourage the use of daily personal development disciplines like meditation, visualization, or journaling, I hear, “I don’t have time to do that.”

What would you say if I told you that you should invest a minimum of 4 hours a day developing yourself?

This is what I know to be true.  You do not have time NOT to develop yourself.

If you invest the majority of primary energy in developing yourself, you will automatically live a more abundant and successful life.

You will be healthier.

You will be happier.

You will be well rested and alert.

You will be stress-free.

You will be more productive.

You will be more accomplished

You will be more present.

You will be more accepting and loving of others.

You will live more abundantly.

You will be the person you dream of being.

You do the things that person dreams of doing.

You will have the things that person dreams of having.

It is not an exhageration to say that your success begins  and ends with YOU.

I wish you success beyond measure and peace beyond all understanding.

Steve

www.championsuccess.com

PS - In my next few posts I will expand on this idea of daily disciplines for success.  I would enjoy hearing yours.  Please share them by commenting on this post and then check back on Tuesday for my Monday post.

I have been reminded several times this week of the importance of knowing and passionately pursuing purpose.

Here is an excerpt from a free report entitled “The Secret to Astonishing Entreprenuerial Success“.  You can download a copy from www.secretforentrepreneurs.com

Purpose is central to good human health.  We are all born with a purpose. 

“Purpose is a permanent, common thread woven throughout and in all parts of our lives….Purpose is energy.  It’s the single most motivating force there is.  Discover your purpose, be on purpose, and you will have a life filled with meaning and significance.” The On-Purpose Person, Kevin W. McCarthy.

Although deaf and blind, Helen Keller became a world renowned speaker and author.  She wrote that “happiness comes from fidelity to a worthy purpose“. 

A Russian immigrant who became a worldwide success as philosopher, novelist and play-write, Ayn Rand wrote that “purpose must be one of the three ruling values of human life.“ 

“The first principle of ethical power is Purpose…It is the picture you have of yourself - the kind of person you want to be or the kind of life you want to lead.” Kenneth Blanchard and Norman Vincent Peale, The Power of Ethical Management.

…

You have a cause or a purpose which is bigger than yourself.  Break-through the belief that you are, or must be, a victim of economic, ethnic, or social circumstances beyond your control.  Accept a new view of the future which includes the manifestation of a life of choice, abundance and opportunity.  Take on the challenge of creating a new world for yourself; a world which includes the accomplishment of personal and professional success, financial freedom, happiness, joy, health, wellness, and longevity.

Fulfill your purpose and passionately contribute to a cause greater than yourself.  Whether your purpose is to be a factor in the elimination of poverty, starvation, crime, or war, you can create the future as you want it to be, regardless of any thoughts or beliefs you or others around you may have to the contrary.

Live your life passionately, joyfully, and on purpose right now.  If you do, you will create the successful, rich, secure, healthy and accomplished life you desire now and in the future.

Start here now.

To do this, you must identify, explore, and engage in the pursuit of your purpose.  Take the time to invest in creating the personal entrepreneurial success you desire, by engaging in the purposeful pursuit of your passions.

The simple inner exploration of what is truly important to you will save you years of wandering, searching, and wondering about the future.  Once you are onto your purpose, don’t fall prey to the notion you must defer your passion until after you make enough money.  Implement a set of daily practices that will support you and help you get and remain ‘on purpose’.

Follow your passion and the money will come.

The report goes on to provide a number of exercises you can do to find your purpose. 

Download a copy and do the exercises in it.  www.secretforentrepreneurs.com

You will be amazed by how much clarity you will derive from this exercise.

My friend Todd Goldfarb speaks to this in a recent post on his blog.  Click HERE to read his message about finding your purpose.

Once you have a vision of your purpose, you will know what you wre ‘up to’ in life and an important distinction will become clear:  Accomplishment vs Result.

It is the commitment to a purpose that brings accomplisment from result. 

My experience of this was in my career in technology.   I was very successful and had big results financially.  But, at the same time felt no sense of accomplishment. 

The results were distinct from accomplishment becuase they lacked the commitment of purpose.

Once there was a clear purpose to which I could commit and through which the results could contribute, accomplishment emerged.

You can imbu all that you do with a committed purpose and literally redfine your experience of life.

That job you hate, can be imbued with purpose and become a statisfying vehicle of accomplishment through which you create the life you love living.  The frustration, anxiety, anger, and fear you feel will be replaced with joy and satisfying accomplishment.

Your experience of life will shift.  You will no longer live circumstantially.  Instead your experience will be generative and creative, joy-filled, abundant, successful, and accomplished.

With sincere gratitude for your visit,

Steve

www.championsuccess.com / www.secretforentrepreneurs.com /www.thesecretforretirement.com

PS - “Don’t ask yourself what the world needs.  Instead, ask yourself what what makes you come alive and do that.  Because what the world needs is people who have come alive.”

I was in a conversation with mega-millionaire friend of mine who had recently retired.

She had been a highly successful technology entrepreneur and we were discussing her perspectives on the secrets to (her) success.

We talked about all kinds of things.  

I was flattered that she had read and agrees with the Key Characteristics of Successful Entrepreneurs article I wrote recently.

I was also thrilled that she took the time to brainstorm with me about some of the daily disciplines of success that had helped her experience such amazing success in her life. 

These are going into a new article I am writing now. 

Christine had a professional reputation for making what many thought were radical strategic shifts in direction with several of her companies.  We talked about some of these experiences and how from the outside looking in, they seemed totally crazy.

You might find her reasoning a bit surprising.  I know I did.

She said, “We really had no good reason to do it. It just seemed like a fun thing to do.”

Did you get that?

She did not say, ‘smart’ thing to do.  She did not say ‘right’ thing to do.  She did not even say ‘best’ thing to do.

She said ‘fun‘ thing to do.

I don’t know about you but that surprised me.

Then I got to thinking….there is great wisdom in what she said.

Wisdom for you and I to learn from.

Your business or job is the activity you invest the greatest percentage of your life doing(besides sleeping for some).

It should be something that’s fun to do.

If you’re not having fun, then why are you doing it?

For the money?  I think not.

If you expect to achieve goals and accomplish success in anything it’s just got to be fun and enjoyable.

I can promise you this, whether you are interested in creating astonishing levels of entrepreneurial success, an abundant and joy-filled retirement, or creating miraculous breakthroughs to personal success in other areas of life, you are going to have to be having fun to do it.

Let’s have some fun,

Steve

PS - Check out these great blogs for more useful information about this topic:

3 Ways to Get Better Results in Your Life

14 Step Guide to Finding the Perfect Career

You probably know that Joe Vitale is a mentor of mine. 

In fact, it was my experience in learning from Joe that inspired me to create Champion Success Coaching and document my Champion Success Principles in my forth coming book, ”A Champion’s Principles”.

I have experienced all kinds of miracles in every area and aspect of my life through out the past 18 months, since meeting Joe and learning more about the simplicity of universal law.

I have experience a miraculous cure of what is commonly understood to be a genetic condition called hemochromatosis.  Through the power of intention and clearing memory with Ho Oponopono, my blood iron levels dropped precipitously to optimal levels without performing any of the prescribed phlebomies (giving blood). 

That I am who I am, doing what I am doing, right now, is a MIRACLE.  You might wonder why I say that.  Well, as is often the case, Joe has a great explanation of mircales and what they are on his blog.

Go take a look:  http://blog.mrfire.com/secret/what-is-a-miracle/

The truth is that miracles are everywhere all the time:

“Miracles:  You do not have to look for them.  They are there, 24-7, beaming like radio waves all around you.  Put up the antenna, turn up the volume - snap…crackle…this just in, every person you talk to is a chance to change the world.”  Hugh Elliott

You can and should Expect Miracles each and every day. 

Want more evidence?

Read this short document “Glory In The Highest“.  It is an excerpt from a book entitled “Pronia Is the Antedote For Paranoia - How the Whole World is Conspiring to Shower You With Blessings.” By Robert Brezsny.

Then, reflect on your day today.  How many miracles can you find?

How many will you look for tomorrow?

Think about it and tell me what you think by commenting.

Steve

www.championsuccess.com