Bill Losey is a highly sought-after adviser, educator, and author. He has nearly 20 years’ experience in the financial services industry. He’s a certified financial planner, a certified senior adviser, and certified RSP-trained retirement coach. He’s the founder of National Retirement Planning Month. He publishes Retirement Intelligent, an award winning newsletter that reaches thousands of subscribers worldwide. And he’s the author of a fantastic new book called “Retire In a Weekend: The Baby Boomer’s Guide to Making Work Optional.”

This interview is the first in a series of 12 interviews I have conducted with true experts.  I am so excited about the value of the information provided by each of these extraordinary people, I just could not wait to share this one with you.

In this interview, Bill provides pragmatic advice and practical steps which help you create the retirement of your dreams beginning right now.

Whether you are 30, 60, or 70, following the financial strategies Bill outlines in this interview will guarantee that you have everything you need financially to create the abundant retirement you desire.

He likes to say ‘life is too long NOT to be doing those things that are fun and rewarding” and explains why it is so vital to begin with a clear image of what, outside of money, is really important to you.   

Bill Losey “America’s Retirement Strategist”

I am always interested in knowing whether or not the information I am providing you is useful.  Please comment on this blog and let me know how you like this post.

I am standing for all that is possible for you.

Sincerely and gratefully,

Steve

Your Retirement Success Champion

PS - I invite you to share this post with your friends and family.  I promise you they will thank you for it.

So far in this 5 part article series, I have introduce the first 3 of the 4 Success Saboteurs & How to Capture Them.

#1 is Multi-tasking - Trying to accomplish more than one thing at a time and getting sparse results.

#2 is Distraction and interruption - Losing 20 to 40 minutes of production for each interruption

#3 is Friction - Being subject to anything that does not support you

The last of the top 4 is one every successful entrepreneur I know identifies as most persistant challenge:  Mind Chatter

Do you ever try to sit quietly and find it difficult to concentrate on one thing for more than 15 seconds?   Do thoughts, ideas, conversations, and memories race through your mind like a film running at high speed? 

Some describe this like standing in a dark room full of people all of whom are speaking to you at once.

Regardless of your experience with this, Mind Chatter keeps you from focusing your thought energy on the desired outcome and inhibits the realization of success. 

It turns out that Mind Chatter is actually most often caused by a collection of subconscious memories playing in a constant loop all at the same time.  Sort of like listening to 10 radio stations all at once, while you are trying to play a musical instrument of your own. 

What we know about subconscious memory is that it can, in fact it must, be cleared and so silenced.

Any conscious intention you set to succeed, can and will be frustrated and possibly completely thwarted by one or more ‘counter-intentions’ that are lurking within a subconscious (limiting) belief that you cannot, will not, or do not deserve it.” - The Secret to Astonishing Entrepreneurial Success.

Mind Chatter not only keeps you off balance and in constant interrupt, but it also disrupts the flow of subconscious energy so vital to the manifestation of your success.

It is the 4th success saboteur.

In my next post I will provie you 3 simple steps you can take to capture and disable all 4 of these success saboteurs.

In the mean time, I would appreciate your comments. 

As you scan back through each of the 4 success saboteurs, consider how they effect you and your productivity. 

I would be interested in hearing how you deal with them now, before I give you the magic keys.

As always, I am standing for all that is possible for you.

With sincere gratitude,

Steve

Your Success Champion

PS - Watch you email for the launch of 2 fantastic new products my team and I have been working on.

In the last two weeks I posted the first 2 parts of this 5 part article series, the 4 Success Saboteurs & How to Capture Them.

#1 is Multi-tasking - I heard lots of resonance with that one.

#2 is Distraction and interruption - I heard that email is a big problem for people.

This week is #3 Friction:

Friction is an inefficiency created by anything that is not supporting you.

It can show up in a variety of ways.

A poorly performing computer or communication system creates efficiency friction.

Poor or ineffective interpersonal communications within your team or organization creates multiple kinds of friction.

An uncomfortable, noisy, or cluttered working environment can create yet another kind of friction.

These, and literally hundreds of other causes of friction. While you think of areas where friction might show up for you….

I like to use athletic analogies.

Imagine an runner competing in the 100 meter race. It is a flat our, hold nothing back sprint to the finish event.

Jamaican Asafa Powell, set a new 100-meter world record in Italy, at the Rieti Grand Prix in 9.74 seconds despite easing at the end on September 10th 2007. Check it out, it only takes 9.74 seconds:

Now imagine Asafa trying to run tha race dragging a 100 lb sack of sand.

Friction will rob you of creative energy, curtail your productivity and inhibit your success.

Have you thought of any people, places, or things that create friction for you?

I would love to hear what yours are. Please share them by commenting on this blog.

Next I will give you the 4th and final of the 4 Saboteurs.

Until then, keep learning,

Sincerely and gratefully,

Steve

www.championsuccess.com

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  • I usually limit my blogging to 3 days a week, but this morning I was so inspired by what I just finished reading I wanted to share it with you right away.

    As I mentioned yesterday, I read between 4 and 6 books a week.  I recently completed a book called “Increasing Your Financial IQ - Get Richer By Getting Smarter” by Robert Kiyosaki.  In my opinion it is a must read for any resposible adult.

    The excerpt from the book I read in an article this morning is what inspired me though.  I have adapted it here:

    “Learning at an early age that we all have money problems - no matter how rich of how poor we are - is an important lesson.  Many believe that if they had a lot of money, their money problems would be over.  Little do they know, having lots of money just causes even more money problems.

    The world is full of people who win millions and then end up deeply in debt just a few years later.

    Money alone won’t solve your money problems.  That’s why giving poor peopl does not solve their money problems.

    Hard work won’t solve money problems.  The world is fileld with hardworking people who have no money to show for it; hard working people who earn money yet grow deeper in debt needing to work even harder for even more money.

    Education won’t solve money problems.  There are plenty fo highly educated poor people.

    A job won’t solve money problems.  There are millions who earn just enough to survive but cannot afford to live happy and satisfied.  Many people with jobs can nto afford their own home, adequate healthcare, education, or even set aside enough money for retirement.

    What CAN solve money problems is financial intelligence.  The truly financially wealthy take on financial problems and know that solving them will increase their financial IQ.”

    I write a great deal about the personal and spiritual growth necessary to experience true and complete success. 

    I know from personal experience that having lots of money does not, in and of itself, create the gratification and accomplishment of success.

    As I describe in my free reports, “The Secret to Astonishing Entrepreneurial Success“, and “The Secret to an Abundant, Joy-Filled Retirement“, once you find you purpose, you must get into commited action to fulfill it and realize the successful and abundant life you desire.  

    I also note in these reports that you will want to do a skills assessment and create an action plan to develop the skills necessary to maximize purposeful accomplishment of whatever you are truly and passionately commited to.

    Developing your financial IQ is part of the action process. 

    As I wrote about in my article yesterday, there is a champion within you. 

    Let me encourage you to take on the Goliath of financial ignorance to accelerate your personal success.

    Have an amazing day. 

    Gratefully and Sincerely,

     Steve

    “Your Success Champion”

    PS - Please feel free to comment on this or any article.  I am always open to hearing what you want to know about.

    PPS - I will be back on Friday with the next of the 4 Success Saboteurs.

    “A Champion Lives Within”

    Chris Cade, a frequent visitor to the Champion Success Blog reminded me of a fantastic book I read some time ago called “A Champion Lives Within“.

    I rifled back through my library and found the copy that my uncle had given me years ago.  I re-read it and was reinvigorated and inspired to share it with you.

    In it, author Boyd C Matheson shares the story of the five ‘principle’ stones that it took for David to slay Goliath.  After defeating Goliath, you may already know that David become a champion of everything he did amassing large sums of wealth and riches.  He was loved by everyone in the kingdom.

    It is a wonderful reminder that we all can indeed live the limitless and successful life of a champion.

    Matheson writes:

    “…the Champion in David didn’t rest with just one victory.  He kept his stones close by and lived the principle that each one conveyed. David was not only a champion of the king’s army, but by using what he had learned, he became a champion teacher, a champion salesman, a champion builder, and more.  He was successful in each thing he did.”

    Matheson reminds the young character in the story as I remind you:

    “…you have been given all that you need to slay the Goliaths of this life and become a great champion.  Remember to review the message written in this booklet often, and always keep the five stones near you to remind you of the five key phrases that will assure success and happiness.”

    The Five Key Phrases (stones) are:

    “I Am Different From Everyone: 

    I am unique.  No one in the world is like me.  I am proud of who I am and my unique qualities.  The world needs me to be me.  I don’t worry that I don’t have all the talents that others have.  I am different from every other of God’s creations and I am the only one who can perform the mission God sent me to do.  I am valuable because I am me.

    I Am A Person Without Limitations:

    I have the potential to accomplish anything I really put my mind to.  I am not afraid of failure.  I love a challenge.  I write down specific goals for myself.  I attach a goal line to each of my goals.  I visualize myself reaching each goal.

    I Am Satisfied Only With My best Effort

    I enjoy the feeling I get when I know I have given my all.  I understand that I do not have to be the victor in order to be a champion.  I always give my very best, that I may avoid the dark valleys of mediocrity and enjoy the bright sunshine on the peaks of success.

    I Am Determined To Succeed

    Never, never will I give up!  I continue to strive for success even when the road is hard.  I don’t let discouragement pull me off of my designed course.  I constantly hope, dream, struggle, and work with determination to become a champion.  I know that determination is worth far more than natural ability.

    I Am A Champion

    I believe in me.  I believe in who I am and in what I can become.  I don’t allow others to determine my view of myself.  I am a champion.  I think positvely and know that the champion that lives within me will emerge in greatness and glory.”

    With these five stones of wisdom you can slay the giants (limiting beliefs) of mediocrity, discouragement, failure and all the other Goliaths that will attempt to destroy your destined success.

    Lastly and perhaps most importantly Matheson reminds us:

    In order for you to succeed and be a champion of life, love must be at the center of all you do.  If you have not love for each of your fellow men, the five stones which you possess are worthless.  Love all and do nothing save it be with love.”

    In a future post I will share 5 ways you can incorporate these powerful keys into your daily life.

    Thank you for your visit today.

    Sincerely and Gratefully,

    Steve

    www.championsuccess.com

    PS - As always I look forward to your comments.

    PPS - Visit Chris Cades web site: http://www.spiritual-short-stories.com/index.html.  He has volumes of terrific stuff there, all of which equip you to live a champion’s life.

    The Secret to Success

    I was interviewed by business consultant and entrepreneur Todd Goldfarb earlier this week. 

    If you have been reading my blog for any length of time you know that our paths are running a close parallel.  This is good for you because you get a double dose of ‘great stuff’ that will help you accomplish more and win big in life.

    In fact, I interviewed Todd 2 weeks earlier and just have not gotten it posted yet.  Stand-by for more information on that interview.  Todd is awesome.

    So, in the mean time, check out the Secrets to Success interview Todd did with me this week.

    At one level it is about helping others accomplish more and win big in life. 

    At another it is about changing the world.

    I promise you will get something valuable out of our converstation. 

    Click here to check it out.

    Listen to me:

    Every successful person I know follows very similar principle daily disciplines.

    These disciplines create the experience of the day and keep the joy of accomplishment from disappearing into the fog and turmoil of life.

    These disciplines are what give you power and illuminate the inspired actions you ahve taken that manifest miracles each and every day.

    Often times, however, people believe that these principles and practices will not work for them. 

    I want you to know that this thinking is nothing more than a limiting belief which is literally stuck in your subconscious mind. 

    It is the same limiting belief that sabotages success in every area of your life in which you struggle.

    Following the daily disciplines of truly successful people;

    people who live in abundance and joy each and every day,

    people who are not derailed by adveristy of challenge,

    and you will experience the same miraculous manifestation of abundance and joy in your life.

    I wish you much success and happiness,

    With sincere gratitude and appreciation,

     Steve

    www.championsuccess.com

    PS - If you missed the “Retirement Shifts” teleseminar I did with “America’s Retirement Strategist” Bill Losey, click here to listen to the recording.

    Do Something Great

    I heard from my friend Joe Vitale this morning about a book entiled ‘AIDS Orphans Rising‘ by Sister Mary Elizabeth Lloyd.

    I commented on Joe’s blog that this is a topic my oldest daughter, Emily, and I are quite famlilar with. We travel to Arusha Africa each year and workwith a group of 600+ children who have been orphaned by the spread of aids in that part of the world.

    In many cases this circumstance exacerbates an already serious shortage of food and shelter. It is not at all uncommon to find young 10 and 11 year old girls caring for 5 or 6 other younger children.

    These are amazing, loving and caring people who want to stay together but can not do it without help.

    By purchasing a copy of Sister Mary’s book, you will be helping.

    100% of the profits generated by the sael of this book will go toward supporting these orphaned children.

    It is available in Amazon right now at a 25% discount. For less than $12.00 you can make a difference.

    Buy a copy right now. http://www.aidsorphansrising.org/book.html

    I thank you for your generous support of such an amazing effort.

    With love and appreciation,

    Steve

    PS - If you purchase the book today, Joe has a bunch of great bonus’ available for you. Go to: www.aidsorphansrising.org/bonuses.html.

    www.championsuccess.com

    Here are some other photos of our experience:

    “What is a Miracle?”

    You probably know that Joe Vitale is a mentor of mine. 

    In fact, it was my experience in learning from Joe that inspired me to create Champion Success Coaching and document my Champion Success Principles in my forth coming book, ”A Champion’s Principles”.

    I have experienced all kinds of miracles in every area and aspect of my life through out the past 18 months, since meeting Joe and learning more about the simplicity of universal law.

    I have experience a miraculous cure of what is commonly understood to be a genetic condition called hemochromatosis.  Through the power of intention and clearing memory with Ho Oponopono, my blood iron levels dropped precipitously to optimal levels without performing any of the prescribed phlebomies (giving blood). 

    That I am who I am, doing what I am doing, right now, is a MIRACLE.  You might wonder why I say that.  Well, as is often the case, Joe has a great explanation of mircales and what they are on his blog.

    Go take a look:  http://blog.mrfire.com/secret/what-is-a-miracle/

    The truth is that miracles are everywhere all the time:

    “Miracles:  You do not have to look for them.  They are there, 24-7, beaming like radio waves all around you.  Put up the antenna, turn up the volume - snap…crackle…this just in, every person you talk to is a chance to change the world.”  Hugh Elliott

    You can and should Expect Miracles each and every day. 

    Want more evidence?

    Read this short document “Glory In The Highest“.  It is an excerpt from a book entitled “Pronia Is the Antedote For Paranoia - How the Whole World is Conspiring to Shower You With Blessings.” By Robert Brezsny.

    Then, reflect on your day today.  How many miracles can you find?

    How many will you look for tomorrow?

    Think about it and tell me what you think by commenting.

    Steve

    www.championsuccess.com


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