Bill Losey is a highly sought-after adviser, educator, and author. He has nearly 20 years’ experience in the financial services industry. He’s a certified financial planner, a certified senior adviser, and certified RSP-trained retirement coach. He’s the founder of National Retirement Planning Month. He publishes Retirement Intelligent, an award winning newsletter that reaches thousands of subscribers worldwide. And he’s the author of a fantastic new book called “Retire In a Weekend: The Baby Boomer’s Guide to Making Work Optional.”

This interview is the first in a series of 12 interviews I have conducted with true experts.  I am so excited about the value of the information provided by each of these extraordinary people, I just could not wait to share this one with you.

In this interview, Bill provides pragmatic advice and practical steps which help you create the retirement of your dreams beginning right now.

Whether you are 30, 60, or 70, following the financial strategies Bill outlines in this interview will guarantee that you have everything you need financially to create the abundant retirement you desire.

He likes to say ‘life is too long NOT to be doing those things that are fun and rewarding” and explains why it is so vital to begin with a clear image of what, outside of money, is really important to you.   

Bill Losey “America’s Retirement Strategist”

I am always interested in knowing whether or not the information I am providing you is useful.  Please comment on this blog and let me know how you like this post.

I am standing for all that is possible for you.

Sincerely and gratefully,

Steve

Your Retirement Success Champion

PS - I invite you to share this post with your friends and family.  I promise you they will thank you for it.

So far in this 5 part article series, I have introduce the first 3 of the 4 Success Saboteurs & How to Capture Them.

#1 is Multi-tasking - Trying to accomplish more than one thing at a time and getting sparse results.

#2 is Distraction and interruption - Losing 20 to 40 minutes of production for each interruption

#3 is Friction - Being subject to anything that does not support you

The last of the top 4 is one every successful entrepreneur I know identifies as most persistant challenge:  Mind Chatter

Do you ever try to sit quietly and find it difficult to concentrate on one thing for more than 15 seconds?   Do thoughts, ideas, conversations, and memories race through your mind like a film running at high speed? 

Some describe this like standing in a dark room full of people all of whom are speaking to you at once.

Regardless of your experience with this, Mind Chatter keeps you from focusing your thought energy on the desired outcome and inhibits the realization of success. 

It turns out that Mind Chatter is actually most often caused by a collection of subconscious memories playing in a constant loop all at the same time.  Sort of like listening to 10 radio stations all at once, while you are trying to play a musical instrument of your own. 

What we know about subconscious memory is that it can, in fact it must, be cleared and so silenced.

“Any conscious intention you set to succeed, can and will be frustrated and possibly completely thwarted by one or more ‘counter-intentions’ that are lurking within a subconscious (limiting) belief that you cannot, will not, or do not deserve it.” - The Secret to Astonishing Entrepreneurial Success.

Mind Chatter not only keeps you off balance and in constant interrupt, but it also disrupts the flow of subconscious energy so vital to the manifestation of your success.

It is the 4^th success saboteur.

In my next post I will provie you 3 simple steps you can take to capture and disable all 4 of these success saboteurs.

In the mean time, I would appreciate your comments. 

As you scan back through each of the 4 success saboteurs, consider how they effect you and your productivity. 

I would be interested in hearing how you deal with them now, before I give you the magic keys.

As always, I am standing for all that is possible for you.

With sincere gratitude,

Steve

Your Success Champion

PS - Watch you email for the launch of 2 fantastic new products my team and I have been working on.

Often heralded as crusaders committed to improving society and making money in the process, entrepreneurs are people who operate a new enterprise or venture and accept full accountability for the inherent risks associated with it. 

By their very nature successful entrepreneurs are wired a little differently from most. 

They often operate outside of the conventional and blaze radical new success paths for others to follow. 

Usually beginning with nothing more than an inspiration or an idea they often “go it alone” for a time developing a strategy, researching the market and so forth. 

Understanding the universal Law of Attraction they intuitively know to focus their internal energy through affirmative focused thought, visualization, and meditation to engage a deep subconscious purposeful commitment to an accomplishment. 

As the idea takes shape, they share the idea openly to enroll the energy of others to aid in the manifestation of the desired outcome.

However, because of these traits, entrepreneurs are particularly susceptible to an insidious assortment of challenges to productivity and accomplishment. 

The key difference between highly successful entrepreneurs and others is that they do not become subject to them to these challenges.  

Instead, they innovate personal behavioral practices that equip themselves to conquer them.

In this multipart series I will identify the 4 of the most common success saboteurs and offer 4 techniques that will help you prevail over them:

Saboteur #1  Multitasking

It is in an entrepreneur’s nature to enthusiastically take on a continuously growing collection of projects and tasks.  The urge to multitask can be overwhelming at times. 

Do you find yourself clicking from window to window on your computer writing articles, checking and responding to emails and browsing the web in frenetic time slices? 

Is your office cluttered with 3, 6, 12 or more projects in progress? 

Are you proud to identify yourself as a “multi-tasker”?

The fact is multitasking is not a badge of honor. 

It is instead a silent saboteur of your productivity and success.

While it may feel like you are busy and doing a lot of work, I believe at the end of the day you will find that, while there may be lots of checks on a task list, the accomplishment of your purposeful commitment will be completely lacking.

Have you ever gotten to the end of the day feeling exhausted and spent, looked back and felt like, even your did a lot, you did not accomplish much?

If so, you have been a victim of the Multitasking saboteur.

Multitasking is clearly the most prevalent and insideous saboteur.

Stop back next week to learn how you can, once and for all, defintively capture this success assassin.

Please share your comments.  I would like to hear you ‘multi-tasking’ story.

Gratefully,

Steve

www.championsuccess.com

Beginning in early childhood, we are taught that success in life, especially entrepreneurial success, requires hard work, long hours and sacrifice. 

This set of attitudes and beliefs are reinforced throughout our lives, into adulthood, and unfortunately significantly impact the decisions we make about pretty much everything in life, especiall when choosing a profession or vocation.

People often envision entrepreneurial successes as people who are particularly talented, exceptionally intelligent, and/or more committed and productive than most.  While successful entrepreneurs may indeed exhibit many of the attributes, these are actually not the characteristics that ultimately determine their success. 

Whether they realize it or not, highly successful entreprenuers have an incredibly powerful secret weapon hidden deep within their subconscious minds.

In the free report, “The Secret to Astonishing Entrepreneurial Success” I provide evidence that the beliefs that determine what manifests in your experience are not your conscious beliefs.  Instead, the subconscious mind is in determining the outcome.

In his most recent book, The Key, Dr. Joe Vitale writes; “In short, you live in a belief-created universe.  To change your results, you have to change your unconscious beliefs.  That’s the area where you have to get clear.”

While conscious visualization and affirmation may be good and useful activities that help inspire and motivate you into action, these thoughts are not directly responsible for accomplishing the outcome you envision.   It is not sufficient to think positively, visualize, and meditate about what you want.

Any conscious intention you set to succeed, whether in business or otherwise, will be frustrated and possibly completely thwarted by counter-intentional beliefs that are lurking within your subconscious mind. 

If your subconscious beliefs are not aligned with your conscious intentions, success will continually allude you.

As I pointed out in my previous post, “The You in Success“, attending to developing yourself is of primary significance in the pursuit of success.  

Certainly this involves developing the professional skills necessary to perform certain tasks.  And, it indeed does involve regular and consistent visualization and affirmation of your desires. 

But ALSO requires the regular and consistent discipline of clearing or eliminating subconscious counter-intentional beliefs as an activity of primary importance.  

When you are clear of subconscious limitation, literally anything and everything is possible for you.  

Once clear of subconscious limiting belief your astonishing success is assured. 

There are dozens of clearing techniques available to you.   

The Emotional Freedom Technique (EFT) is widely recognized as being particularly useful in clearing subconscious negative emotions that manifest as physical illness or ailment.  It is equally as effective in clearing the subconscious of limiting beliefs about your ability, worthiness, or deservingness to succeed.

There is a fabulous new DVD available entitled “Try It On Everything”.  My wife, Kimberly, my daughter Madeline, and I watched is this morning over breakfast. 

You should definitely get a copy.  It is just another tool in your arsenal for attaining the astonishing success you desire.

Pick up a copy at:  http://www.tryitoneverything.com/

I wish you limitless abundance,

Steve

http://www.championsuccess.com/

PS - Once you have watched the film, please come back by and comment here on my blog.  You will be helping others achieve the success they desire by doing so.

PPS - If you want to learn more about this amazing technique and see the clinical evidence of its limitless power to heal, go to www.emofree.com.

A relative shared this video with me today.  I had heard of it but really did not have the full appreciation of the significance of this presentation until I watched it. 

It is positively amazing.

In it Jill Taylor, a renowned neuroanatomist (a brain scientist) provides a detailed recollection of a deeply moving spiritual awakening she experienced during her own stroke.

She provides clear experiential evidence that everything in our experience is energy or spirit.  When allowed to experience an existance outside of the limitations of our human mind, it becomes clear that we are indeed all spiritual beings having a human experience.

This realization indicates that thoughts truly are things.  To the extent that we learn to develop our thoughts, it is clear that we can indeed manifest our human experience any way we want it to be.

How does it feel to know that you are truly the life force energy of the universe?

Consider the implications of this perspective as it relates to creating a life of success, abundance, and joy; entrepreneurial, retirement planning, or otherwise.

Please comment I would love to hear your thoughts.

With deep gratitude for your visit.

 Steve

www.championsuccess.com

I have been reminded several times this week of the importance of knowing and passionately pursuing purpose.

Here is an excerpt from a free report entitled “The Secret to Astonishing Entreprenuerial Success“.  You can download a copy from www.secretforentrepreneurs.com

Purpose is central to good human health.  We are all born with a purpose. 

“Purpose is a permanent, common thread woven throughout and in all parts of our lives….Purpose is energy.  It’s the single most motivating force there is.  Discover your purpose, be on purpose, and you will have a life filled with meaning and significance.” The On-Purpose Person, Kevin W. McCarthy.

Although deaf and blind, Helen Keller became a world renowned speaker and author.  She wrote that “happiness comes from fidelity to a worthy purpose“. 

A Russian immigrant who became a worldwide success as philosopher, novelist and play-write, Ayn Rand wrote that “purpose must be one of the three ruling values of human life.“ 

“The first principle of ethical power is Purpose…It is the picture you have of yourself - the kind of person you want to be or the kind of life you want to lead.” Kenneth Blanchard and Norman Vincent Peale, The Power of Ethical Management.

…

You have a cause or a purpose which is bigger than yourself.  Break-through the belief that you are, or must be, a victim of economic, ethnic, or social circumstances beyond your control.  Accept a new view of the future which includes the manifestation of a life of choice, abundance and opportunity.  Take on the challenge of creating a new world for yourself; a world which includes the accomplishment of personal and professional success, financial freedom, happiness, joy, health, wellness, and longevity.

Fulfill your purpose and passionately contribute to a cause greater than yourself.  Whether your purpose is to be a factor in the elimination of poverty, starvation, crime, or war, you can create the future as you want it to be, regardless of any thoughts or beliefs you or others around you may have to the contrary.

Live your life passionately, joyfully, and on purpose right now.  If you do, you will create the successful, rich, secure, healthy and accomplished life you desire now and in the future.

Start here now.

To do this, you must identify, explore, and engage in the pursuit of your purpose.  Take the time to invest in creating the personal entrepreneurial success you desire, by engaging in the purposeful pursuit of your passions.

The simple inner exploration of what is truly important to you will save you years of wandering, searching, and wondering about the future.  Once you are onto your purpose, don’t fall prey to the notion you must defer your passion until after you make enough money.  Implement a set of daily practices that will support you and help you get and remain ‘on purpose’.

Follow your passion and the money will come.

The report goes on to provide a number of exercises you can do to find your purpose. 

Download a copy and do the exercises in it.  www.secretforentrepreneurs.com

You will be amazed by how much clarity you will derive from this exercise.

My friend Todd Goldfarb speaks to this in a recent post on his blog.  Click HERE to read his message about finding your purpose.

Once you have a vision of your purpose, you will know what you wre ‘up to’ in life and an important distinction will become clear:  Accomplishment vs Result.

It is the commitment to a purpose that brings accomplisment from result. 

My experience of this was in my career in technology.   I was very successful and had big results financially.  But, at the same time felt no sense of accomplishment. 

The results were distinct from accomplishment becuase they lacked the commitment of purpose.

Once there was a clear purpose to which I could commit and through which the results could contribute, accomplishment emerged.

You can imbu all that you do with a committed purpose and literally redfine your experience of life.

That job you hate, can be imbued with purpose and become a statisfying vehicle of accomplishment through which you create the life you love living.  The frustration, anxiety, anger, and fear you feel will be replaced with joy and satisfying accomplishment.

Your experience of life will shift.  You will no longer live circumstantially.  Instead your experience will be generative and creative, joy-filled, abundant, successful, and accomplished.

With sincere gratitude for your visit,

Steve

www.championsuccess.com / www.secretforentrepreneurs.com /www.thesecretforretirement.com

PS - “Don’t ask yourself what the world needs.  Instead, ask yourself what what makes you come alive and do that.  Because what the world needs is people who have come alive.”

Many of you know I am a great admirer of Tim Ferris’ book “The 4-Hour Work Week“.  It had a profound impact on my views of living successfully as an entrepreneur.

If you have not read it, you should do so immediately.  “The 4-Hour Work Week”

While browsing about Tim’s blog site this evening I stumbled upon a great interview with Michael Gerber.  Years ago a friend of mine recommended Michael Gerber’s book, “The E-Myth Revisted“. 

It was the first of a long line of books I devoured on the topic of creating entrepreneurial success.  The “insights in this book have given thousands of entrepreneurs new control over their businesses” - Success Magazine

In his most recent book, “Awakening the Entrepreneur Within” Michael Gerber “examines how to recalibrate the scale of objectives and other facets of the core entrepreneurial experience.”  This is the context of the interview with Tim. 

There is really no point in me trying to sumerize the interview here.  You should go read it for yourself.  It is great.

Click here to read: “Escaping the Entrepreneurial Seizure: Interview with Michael Gerber“.

I particularly liked what Tim says is the advice Michael gave him:

“Don’t hedge and don’t think small.  I didn’t hold back material for a sequel, I aimed for the top of the top, and I credit Michael’s advice as, in part, responsible for the subsequent success of the 4HWW.  It was that recalibration of ambition that made it all possible” Tim Ferris.

So why is this on my blog?

Here’s why:

While Tim takes the principles of successful entrepreneurship to entirely new levels, the basic premise of Tim’s outrageous success is really pretty simple.

By following a few simple, yet key entrepreneurial success practices, he gets to do what he loves to do, while allowing others to contribute to his success by doing what they love to do.   He does not “go it alone”.   

He not only finds and engages great avenues to outsource those tasks and activities he does not enjoy doing, but surrounds himself with great coaches and mentors to help him remain clear and focused.

As a result, he enjoys the wildly successful, limitless, and abundant life he wants.

Tim is a beacon for what is possible for you.  He is a true champion of success.  Enjoy!

Steve

www.championsuccess.com

PS - I invite you to comment.

Last weekend my friends Pat OBryan and Joe Vitale released an amazing new product, The Clearing Audio.

As I have been known to do when these true gentlemen take the time to share what they know, I immediately downloaded a copy and began working with it.

You can see my testimonial on Pat’s sales page:

“Pat, I just want you to know that I am positively stunned by the effectiveness of the Clearing Audio. I downloaded them, dropped them on my ipod and used the binaural music track during my morning meditation, I was not only charged with positive energy, but I had amazing and inspired new insights for product ideas, AND I had several inbound requests for big time joint ventures. Wow. But that’s not all. A little later in the morning I ran it again while I was training (exercise). UNBELIEVABLE results, more energy, more power, faster recovery. It is my new secret weapon. You’re amazing. Thank you!” - Steve Little, California

And one from my superstar wife Kimberly:

“Tuesday March 4th - I used the binaural audio when I went running today.  I found myself feeling almost like I was floating effortlessly through what is ordinarily an painfully challenging mountain run.  I felt centered and powerful, like all my energy was eminating from my ‘root energy center’.  I also found that throughout the day, even though the audo was not running any longer my work was effortless, everything flowed, and new opportunity showed up, not only for me, but for the people on my team.  I want more.” - Kimberly Little

So what is going on with this “stuff”?

Let me allow Kristen Cramer, President of the Immrama Institute explain:

“There are several different brainwave states. Your brain continually cycles through each of them throughout the day and night. It is a completely natural biological occurrence in every human being, and each of these brainwave states occurs in a specific frequency range:

Gamma: bursts of insight and high-level information processing (40Hz and up)
Beta: Focused concentration, heightened alertness (13Hz to 40 Hz)
Alpha: Relaxed mental awareness, visualization, creativity (8Hz to 12Hz)
Theta: Stress Relief, deep relaxation, meditation, dreaming (4Hz to 8Hz)
Delta: Deep, dreamless sleep, healing and rejuvenation (0Hz to 4Hz)

With the help of audio brainwave technology, you can guide your brain into Beta, Delta, or any other desired brainwave state based on the activity you are engaging.

Our CDs are scientifically designed to release one set of frequencies into the right ear, and another set of frequencies into the left ear. When this happens, the brain’s response is to generate its own frequency (and the one you desire) to reconcile the difference between the two frequencies being heard through the ears.

This “balancing” frequency of the brain is called a binaural beat, and is what we are after in BT.

For example, if a frequency of 100Hz is presented to the left ear and a frequency of 105Hz is presented to the right ear, the brain “hears” a binaural beat pulsing at 5Hz, the exact difference between the two frequencies. Over time, binaural beats can lead to something wonderful called hemisphere synchronization.

Whole brain synchronization occurs when the two hemispheres of your brain begin to work together, resonating at the same frequencies and causing neural pathways to fire more rapidly. Your brain can reach extraordinary levels of performance not normally attainable without years of practice. Research has shown that this type of synchronization is present in the brain at times of intense creativity, clarity and inspiration.

By listening to our CDs you can train your brain to function at this high level of synchronization.

You can track it on an EEG machine, and it is amazing to see how the brain becomes more cohesive. After about 7-10 minutes of using these products the left and right hemispheres of the brain start working together. Remember, there is 30+ years of science backing this up.

You can view a few actual EEG snapshots on our webpage. http://www.immrama.org/brainwave/brainwave.html

So what does this have to do with the education and functions of an entrepreneur?

Let me explain:

Clearing subconscious limiting beliefs and counter intentions is rudimentary to accomplishing more, winning big, and creating the succesful, joy-filled life you desire.

These powerful subliminal tools provide new pathways for even greater results.

We have witnessed amazing shifts on the level of entrepreneurial success simply through the process of clearing.  Here is one reported just last week by Joe Vitale:

“Mickey came into this new program with two businesses, a dream, and a burning desire to attract incredible miracles.Admittedly, Mickey started out very skeptical of the program.  But she decided to believe in it, and stated her outrageous intention to make $12,000,000.  It was definitely a stretch for her and she knew it was time to go for it - freee of any limitations.Then, beyond her wildest expectations, two miracles happened that she directly attributed to my mentoring program.The first miracle happened after her first few sessions which focused on clearing her limiting beliefs.  She cleared her limiting beliefs and an unexpected package of foreclosed properties from Lehman Brothers fell into her lap.  (Prior to these sessions, she never dreamed of anything like this.)  Within that package were two big deals worth a total of $12 billion dollars.  And she ended up not just closing just one deal - she closed both. The combined commission she made was more than $100 million.“Incredible” is the only word I can use to describe the results people like Mickey get when they understand how to use the Law of Attraction.

Not only is this technology useful for personal and professional success, but binaural audios enhance people prepare for retirement by openning up whole new areas of interest and help them live longer more satisfying, active and fruitful lives by staving off the ravages of aging:

“One of the goals in using the audio technology is to stimulate dendritic growth to occur on an ongoing basis to provide an ideal situation for the brain, allowing the brain to operate at its maximum possible potential rather than only using a portion of its potential, and allowing the brain to establish dendritic growth for long-term benefits, including benefits that work to counteract the debilitating effects of aging.” (Immrama Institute web site)

All of this by plugging in to an audio recording 20 to 30 minutes a day!

My team and I are working with a number of experts to create a number of binaural audio music products specifically designed for our programs and you. 

We expect to release them over the next 6 to 12 weeks.

In the mean time let me suggest you visit Pat and Joe’s Clearing Audio Site to purchase and download the Clearing Audio:   www.clearingaudio.com.   

The Immrama Institute also offers 2 extraordinary binaural beat audio products that I have tested extensively.  One set is specifically designed to clear memory that contributes to stress and anxiety.  The other clears memories that inhibit your levels of focus, clarity, and concentration.  This allows you to achieve higher levels of thinking and performance.  Click here to order these amazing binaural audio CDs.

I promise you, you will experience miraculous shifts you will not be able to explain otherwise.

With my most heartfelt wishes for your continued miraculous success and my most sincere gratitude,

 Steve

www.championsuccess.com

Inspired by the work of my good friends and mentors Joe Vitale and Mark Ryan, I started digging in to the power of subliminal suggestion.

What I have learned from the experience is rather extraordinary. Let me explain:

If you have read either of my free reports “The Secret to an Abundant and Joy-Filled Retirement” or “The Secret to Astonishing Entrepreneurial Success“, or if you have read any of Joe’s work like “The Attractor Factor“, “Zero Limits” or “The Key“, then you know that it is your subconscious mind that actually gates the creation or manifestation of your desires.

By clearing the subconscious memories and limiting beliefs you, in effect, allow Divinity to manifest the life you desire. (Joe has a terrific explanation on his blog (http://blog.mrfire.com)

Netting it all out: Getting clear of these unconscious blocks is what allows you to experience the life you desire.

BUT, how do you reprogram these unconscious memories to the manifestation of what you DO want instead of more of what you do NOT want?

I mean, by definition you are not conscious of them.

In my research about the power of the submliminal, I found some tools to help you communicate with your subconscious in the subliminal language “it” understands.

The work Joe and Mark have done in this area is really amazing. You can literally sit back, watch a DVD, and reprogram areas of your subconscious mind.

Go see: Subliminal Manifestation

These tools are incredibly valuable in helping you tune your subconscuious mind into the desires you seek.Try it. I think you will be surprised at what develops for you.

Let me know how it works out for you by commenting on this post.

Thank you for visiting

Steve

www.championsuccess.com

PS - Read my post entitled “My Meditation Coach” for more incredibly powerful suggestion for subliminal manifestation.

You probably know that Joe Vitale is a mentor of mine. 

In fact, it was my experience in learning from Joe that inspired me to create Champion Success Coaching and document my Champion Success Principles in my forth coming book, ”A Champion’s Principles”.

I have experienced all kinds of miracles in every area and aspect of my life through out the past 18 months, since meeting Joe and learning more about the simplicity of universal law.

I have experience a miraculous cure of what is commonly understood to be a genetic condition called hemochromatosis.  Through the power of intention and clearing memory with Ho Oponopono, my blood iron levels dropped precipitously to optimal levels without performing any of the prescribed phlebomies (giving blood). 

That I am who I am, doing what I am doing, right now, is a MIRACLE.  You might wonder why I say that.  Well, as is often the case, Joe has a great explanation of mircales and what they are on his blog.

Go take a look:  http://blog.mrfire.com/secret/what-is-a-miracle/

The truth is that miracles are everywhere all the time:

“Miracles:  You do not have to look for them.  They are there, 24-7, beaming like radio waves all around you.  Put up the antenna, turn up the volume - snap…crackle…this just in, every person you talk to is a chance to change the world.”  Hugh Elliott

You can and should Expect Miracles each and every day. 

Want more evidence?

Read this short document “Glory In The Highest“.  It is an excerpt from a book entitled “Pronia Is the Antedote For Paranoia - How the Whole World is Conspiring to Shower You With Blessings.” By Robert Brezsny.

Then, reflect on your day today.  How many miracles can you find?

How many will you look for tomorrow?

Think about it and tell me what you think by commenting.

Steve

www.championsuccess.com